Download Tata Capital – Best Personal Loan in India

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Tata Capital has recently launched its loan application on Google App Store and Apple App Store.

The application enables customers to borrow any amount between INR 20,000 and INR 25 lakh, with an interest rate ranging from 0.93% to 2%. The company charges a processing fee of 2.75%.

The loan application has received a rating of 4.2% on the play store. With this launch, customers can now easily apply for loans directly from their mobile phones, making the process more convenient and accessible.

Tata Capital
  • Tata Capital offers personal loans with a simplified process to fulfill various needs such as education, marriage, travel, medical expenses, and home loans.
  • The Tata Capital app features TIA, an AI-powered voicebot that assists with the personal loan application process.
  • There is no need for collateral or security, and loans range from ₹20,000 to ₹25 lakhs with interest rates starting from 10.99%.
  • By simply providing your income and PAN card details, you can receive instant approval with minimal documentation and quick processing.
  • Tata Capital’s personal loans offer higher loan eligibility, attractive interest rates, and instant loan approvals on the go.


  • Annual Percentage Rate (Min & Max): 10.99% – 19%
  • Processing Fees: Start at Rs. 1499/- + Applicable GST
  • Tenure (Min & Max): 12 – 60 months

Here is an example:

  • Loan Amount – Rs. 1 Lac
  • Tenure – 4 Years
  • Interest Rate – 12%
  • Monthly EMI – Rs. 2633/-
  • Cost of the Loan that you repay – Rs. 1,26,402/-

Business Loans

At Tata Capital, we offer customised unsecured business loans to help you revamp your business, launch a new store, buy new machinery, increase working capital, or outperform your competitors. Our quick and hassle-free funding comes with flexible options to repay the loan, ensuring that you stay ahead in business. With us by your side, your future is secure.

Home Loans

Fulfill your dream of owning a home with Tata Capital’s flexible loan options and competitive interest rates. Whether you are looking for your first home or want to expand your existing one, we offer home loans that suit your needs. With us, you can unlock the door to your new home.

Consumer Durable Loans

Tata Capital’s consumer durable loans cover 100+ lifestyle products, from giant TVs to home theatre systems.

With our customers’ individual desires and needs in mind, we offer 0% interest on most consumer durable products, making a better and more comfortable lifestyle within your reach. Our flexible EMI options also make repayment hassle-free. With us, you have the power to ask for more and get it too!

Features of Tata Capital’s new Mobile App:
• Easy login with MPIN or fingerprint
• 24×7 access to view your loan account details
• Download statements and certificates
• View personalized offers
• Apply for new loans (personal/home/business, and more)
• Calculate EMI using our tools and calculators
• Request your service online
• Pay overdue EMI online
• EShop – recharge mobile, buy movie tickets, pay bills, and more

  • Now, download an instant foreclosure letter for consumer durable and two-wheeler accounts.

Terms and conditions apply.

Ready to get started? Download the Tata Capital App NOW.